Key Financial Services

CONNECT

Address:

9928 Old Ocean City Blvd.Suite 2
Berlin, MD 21811

Phone:

410-629-0357

Fax/Other:

410-629-0577

Services

Financial products used to implement and pursue your financial goals.

Investment Services:

We recognize the commitment and responsibility we undertake when we provide investment advice. That's why we listen closely to your needs and concerns, and deliver high quality investment services that correspond to your unique objectives. We encourage each one of our clients to go through both a risk analysis and an asset allocation survey to ensure that any strategic investment planning we do truly reflects his/her financial goals.

Business Continuation:

Working with your other professional advisors, we design, implement and provide funding alternatives for business continuation and/or succession plans to protect against premature death or disability. By providing business valuation services, and tax succession plans, we can help your business succeed both today and tomorrow.

Trust and Estate Planning Strategies:

Trusts can be ideal for keeping assets out of probate and for reducing estate and income taxes. They can be used to transfer assets for the protection of your heirs, to avoid taxation of life insurance proceeds in your estate and to keep your assets intact while paying income to someone you designate. Through the use of various trusts and other planning techniques, we can help you protect what you've worked a lifetime to build, and make sure that your assets are distributed as you want them to be.

The use of trusts involves complex tax rules and regulations.  Consider enlisting the counsel of an estate planning professional and your legal and tax advisors prior to implementing such sophisticated strategies.  The cost and availability of life insurance will depend on factors such as age, health, and the type and amount of insurance purchased.

Life Insurance:

Life and disability income insurance are about risk. Risk is the exposure to the possibility of loss, and it can be assumed, ignored, or transferred to a risk bearer. By asking the right questions and listening to your answers, we are able to recommend and help you implement strategies to meet your personal and business goals and objectives.



Disability Income Insurance:

Through some of the country’s leading disability providers, we can help you design and implement appropriate personal and business disability insurance that will help you and your employees replace the flow of income lost due to periods of sickness or following an accident.

Employee Benefits:

Our custom designed, qualified and non-qualified employee benefit programs include:

 
  • Equity Split Dollar using corporate dollars for personal insurance.
  • Executive Bonus Plans fully tax deductible to the employer and totally selective in participation.
  • Deferred Compensation Plans provides maximum corporate flexibility and control
  • Salary Continuation Plans provides maximum security for key executives.

 

 

 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck